FinBiz

SomerCor 504, Inc.

As catalysts for the entrepreneurial dream, SomerCor delivers capital and resources that spark business growth, drive job creation, and advance inclusive economic empowerment.

Websitehttps://somercor.com
Address209 S. LaSalle St., Suite 203, Chicago, Illinois 60604
Phone(312) 360-3300
Emailinfo@somercor.com
Service areaChicago
ServesSmall businesses / entrepreneurs

Published services 13

Every service below comes with a passage taken word for word from the organisation's own website, and the link to the page that carries it. That is the directory's guarantee: nothing is published without its source.

SBA 504 Loans

Loan ProvidersReal Estate Finance

SomerCor originates and services SBA 504 loans that offer low down payments and below-market, long-term, fixed-rate financing for commercial real estate and heavy equipment purchases.

SomerCor provides SBA 504 loans to small and mid-size business owners as an affordable option to fund commercial real estate and heavy equipment purchases.

SBA 504 Loans for Veterans (VetLoan Advantage)

Loan Providers

SomerCor's VetLoan Advantage program helps veteran-owned businesses access SBA 504 financing by covering the Third-Party Lender fee up to $3,000.

SomerCor covers the cost of Third-Party Lender fee up to $3000.00

City of Chicago Small Business Improvement Fund (SBIF) Administration

Grant Funding Providers

SomerCor administers the City of Chicago's Small Business Improvement Fund grant program, which reimburses businesses and landlords for building improvement costs.

SomerCor enters into an agreement with the city of Chicago to administer the SBIF grant program

City of Chicago Neighborhood Opportunity Fund (NOF) Administration

Grant Funding Providers

SomerCor administers the City of Chicago's Neighborhood Opportunity Fund grant program on the City's behalf.

SomerCor enters into an agreement with the city of Chicago to administer the NOF grant program

SBA 504 Refinance (504 REFI)

Real Estate Finance

SomerCor offers the SBA 504 REFI program, allowing businesses to restructure existing commercial real estate debt and access built-up equity for eligible operating expenses.

The 504 REFI is a trusted, strategic debt restructuring solution.

SBA 504 Green Loan Program

Real Estate Finance

SomerCor offers the SBA 504 Green Loan Program, providing larger loan amounts and expanded borrowing capacity to businesses that reduce energy consumption or incorporate renewable energy in their projects.

The SBA 504 Green Loan Program is a great opportunity for borrowers to incorporate energy efficient elements or renewable energy technologies into their commercial real estate projects

SBA 504 Loans for Lenders (Lending Partnerships)

Loan Providers

SomerCor partners directly with banks, credit unions, and private lenders as the Certified Development Company portion of SBA 504 loan structures, handling underwriting, submissions, closings, and servicing.

SomerCor partners with banks, credit unions, and other private lenders to provide SBA 504 loans to small and mid-size business owners

SBA 504 ALP Express Loan Program

Loan Providers

As an SBA Accredited Lender, SomerCor participates in the 504 ALP Express Loan Program to expedite approval, authorization, and closing of smaller SBA 504 loans under $500,000.

Certified Development Companies (CDC) participating in the program may expedite the approval, authorization, and closing of certain loans less than $500,000.

SomerCor Down Payment Assistance Program (DPAP)

Grant Funding ProvidersReal Estate Finance

SomerCor's own grant program, funded via a Cook County CFI Capacity Building Grant, providing 5% (up to $25,000) toward first-time SBA 504 borrowers' down payment on owner-occupied commercial property.

SomerCor helps small businesses purchase owner-occupied commercial real estate through the Small Business Administration (SBA) 504 financing

City of Chicago Small Business Improvement Fund (SBIF)

Grant Funding ProvidersRevitalization

SomerCor administers this reimbursement grant program for permanent building improvements for small businesses and property owners located in SBIF-eligible TIF districts.

SomerCor is proud to administer the SBIF Grant on behalf of the Chicago Department of Planning and Development

City of Chicago Neighborhood Opportunity Fund (NOF)

Grant Funding ProvidersRevitalization

SomerCor administers this reimbursement grant and technical assistance program that supports permanent builds and renovations of commercial spaces on Chicago's South, Southwest, and West Sides.

SomerCor is proud to administer the NOF Grant on behalf of the Chicago Department of Planning and Development (DPD)

NOF Technical Assistance Fund (TAF)

Grant Funding Providers

An added component of the NOF grant, administered by SomerCor, that funds design, permitting, and construction management services for grantees.

The TAF provides financial assistance for approved design, permitting, and construction management service providers

Loan Servicing Support for Current Borrowers

SomerCor's in-house servicing department manages ACH payments, deferments, insurance compliance, structural change approvals, and repayment workouts for existing 504 borrowers.

Our servicing team is dedicated to helping you with your needs over the entire lifetime of your loan